Are you paying too much for your auto loan with another lender?

Refinance your auto loan through LBS Financial and take advantage of rates as low as 3.00% APR for up to 36 months. Terms are available for up to 72 months.

It’s easy, just:

• Click here to access our online loan application or,
• Stop by one of our six convenient branch locations and bring copies of your proof of income, proof of insurance and a statement or loan coupon from your current lender; or
• Call one of our loan representatives for more information

Let us help you lower your monthly payments. Get $50** when you refinance your auto loan or refer your friends or family members to open or refinance an auto loan with LBS Financial! Click here for more information about our Get $50 promotion.

*APR = Annual Percentage Rate. Rates, terms and conditions are subject to change without notice. 3.00% APR is for a used car refinance with terms up to 36 months for 80% financing. Rate reflects a .25% discount for automatic transfer from an LBS Financial Checking or Savings account. A loan at 3.00% APR for 36 months with 80% financing will have a monthly payment of $29.10 per $1,000 borrowed.** Once you or your friend/family member has registered for the program and then opened an auto loan of at least $7,500 with automatic payment from an LBS Financial Credit Union Savings or Checking account, you will both receive a $50 Visa® Reward Card. Referring party must be an existing Member of LBS Financial Credit Union and maintain an account in good standing at the Credit Union until the referred party completes all Refer-a-Loan program qualifications. To qualify, referred Member must follow all steps exactly as described in program and meet all terms and conditions.The auto loan must be funded at a LBS Financial branch office, not a dealership. Not valid for existing LBS Financial auto loans.